Thursday, August 27, 2020

Product Life Cycle of Fads Trends free essay sample

Items with short PLCs The items that follow a short PLC are called â€Å"Fads†. Crazes are styles that come rapidly into general visibility, are received with incredible enthusiasm, top early decrease quick. Crazes don't endure in light of the fact that they don't typically fulfill a solid need. The promoting champs are the individuals who perceive prevailing fashions early and influence them into items with fortitude. In this paper, a brief portrayal of short life cycle items is given. The ventures examined extend from amusement to wellbeing nourishments. The difficulties looked by advertisers in every industry to assemble brand value are examined top to bottom. An investigation of normal difficulties across classes gives a conventional thought of the difficulties looked by items with short PLC. The answers for these difficulties are proposed. Design the as of now acknowledged or mainstream style-by and large what most of individuals follow in apparel, inexpensive food, and so on. Style cycles may keep going for quite a while as they spread past the trend-setters. We will compose a custom paper test on Item Life Cycle of Fads Trends or on the other hand any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Craze cycles are short and don't re-happen elegant just to specific gatherings Styles are Fashions/Fads that return after some time and can last a short barely any months, or two or three years exceptionally regular in the apparel business and house stylistic theme. The World of advancements has seen numerous Fads. A concise jump into time mirrors the patterns of Fads: 1960’s Bellbottoms, Platform Shoes 1970’s Disco Music 1980’s Friendship Bracelets, Break Dancing 1990’s Napster, Flared Jeans 2000’s †Health Energy Drinks, American/Indian Idol Business Sector-wise Distribution of Products with Short PLC Wellbeing Foods Diet nourishments have a short PLC in light of the fact that they by and large appear due to the fame of a person who engenders wellbeing/diet food sources. Difficulties to Marketers: †¢ Diet nourishments may not engage the feeling of taste of each every person. †¢ Lack of prompt outcomes prompts misfortune in trust in the item. Occasions Gala occasions topic parties facilitated by big names, and media shows are items with short PLC from the point of view of the occasion coordinators. Difficulties to Marketers: †¢ Events are costly, so they need consistency. Occasions are now and again only a result of highbrow snot factor. Remix Albums by DJs and remixes of old melodies are not instances of incredible music or verses. They simply follow the current pattern that is famous among the young who want assortment and change. Difficulties to Marketers

Saturday, August 22, 2020

Ethos, Pathos, and Logos, as suggested by Aritotle

The author with whom I felt affinity was introducing his contention in a reasonable and reliable manner, backing each point with applicable and adequate proof. The essayist didn't endeavor to control the peruser, and the content contained no evident inclination. In actuality, an essayist who utilizes each stunt to convince the peruser appears to be far less valid. Writer’s validity ca be broke down through the crystal of three traditional methods of influence †Ethos (claim to power), Pathos (advance to feeling), and Logos (offer to rationale), as recommended by Aritotle (1989).As concerns Ethos, crowd will in general accept speakers that evoke regard and exhibit their believability. Individual characteristics that render speakers such believability include a feeling of astuteness (phronesis), altruism (eunoia), and solid good character (arete). Sentiment, as far as it matters for its, suggests that a speaker has the capacity to stimulate solid inclination and enthusiastic responses in their audience members. While Aristotle recognizes the significance of the previously mentioned methods of influence, he unequivocally regards that Logos is the most significant and effective.Logical end products and confirmations introduced in a reasonable and predictable way ought to convince the peruser of the adequacy of the speaker’s theory rater than author’s noteworthy qualifications or enthusiastic intrigue. Most likely, writer’s capability and skill assume a job, yet all around organized contention is of more noteworthy significance to me. I would prefer to accept a gifted college understudy offering a fascinating and all around inquired about postulation than a world celebrated educator contending that an Earth-wide temperature boost is a legend. In this way, the most significant parts of convincing composing are rationale, proof, and structure.

Friday, August 21, 2020

New Features Of The Latest Windows Live Messenger

New Features Of The Latest Windows Live Messenger Make Money Online Queries? Struggling To Get Traffic To Your Blog? Sign Up On (HBB) Forum Now!New Features Of The Latest Windows Live MessengerUpdated On 16/04/2011Author : Pradeep KumarTopic : Microsoft WindowsShort URL : http://hbb.me/12LmaJ7 CONNECT WITH HBB ON SOCIAL MEDIA Follow @HellBoundBlogRecently Steve Ballmer shared a preview of the new Windows Live Messenger. I want to share good news for Facebook users that Microsoft had made deeper integration with Facebook, you can expect Facebook Chat in Windows Live Messenger. You can able to IM all your Facebook friends from within the Messenger.Below I mentioned some of the new features of this Windows Live Messenger :1. More Games : This new Messenger has lot more games. Let you play with your friends. You can also earn points and achievements.2. Video Messages : You can leave offline messages in the form of video messages. It is similar to a voicemail.3. HD Video Chat : It provides high-definition video chat. You can see your friends and close ones reactions in real time and that too in full screen.4. Tabbed conversations : You can manage all your chats in one location so that you can easily juggle multiple conversations in one place.5. Integrated Hotmail : You can now see who is online and you can easily chat with them right from your inbox through integrated Hotmail.6. Short Message Service : You can connect your mobile phone number to the Messenger and get your friends’ instant messages easily.More Screenshots New Windows Live Messenger : READLeaked Features and Docs of Windows 8Post Images Credits : Microsoft Corporation

Monday, May 25, 2020

Life Coaching Essay - 1292 Words

Course Syllabus ------------------------------------------------- LIFC 302 Marriage Coaching Course Description An examination and analysis of professional coaching applications that serve marital relationship concerns. The course covers marital issues from a Christian worldview with special attention given to a biblical foundation of marriage coaching and differences between coaching and counseling models. Rationale As a basis for their work, marriage coaches should have a thorough understanding of coaching models, theory, and application. This understanding serves to heighten the coaches’ effectiveness in formulating effective coaching strategies and in aiding in the delivery of advice in an efficient and timely†¦show more content†¦C. Appraise marriage coaching and its applicability in the context of couple’s lives. D. Compare and contrast marriage coaching with counseling and social work. E. Construct a framework from which marriage coaching services can be delivered. F. Analyze the difference between secular and Christian models of marriage coaching. These course objectives are designed to fulfill the following Psychology Department Learning Outcomes: A. Synthesize and apply an array of life coaching theories from within an integrated Christian Worldview. B. Compare and critique the various ethical and legal standards in the life coaching discipline. C. Analyze the delivery of life coaching services in order to develop a coaching strategy in accordance with a distinctly biblical worldview and established best practices. D. Compare and contrast diverse individuals within a developmental systems context in order to effectively determine appropriate coaching strategies. V. Course Requirements and Assignments A. Textbook readings and lecture presentations/notes Regular readings will be assigned to allow students to complete the reading of the required texts within the eight weeks allotted for the course. This assignment meets learning outcomes A, B, C, and D. B. Course Requirements Checklist After reading the Syllabus and Student Expectations, the student will complete the related checklist found in Module/Week 1. C.Show MoreRelatedWhat Makes Life Coaching?1560 Words   |  7 PagesDesires can become your destiny. To make any changes in your life you must first acknowledge that something needs to change. This realisation might come about after experiencing difficulties in one, or commonly, more areas of your life. These might include:- Self esteem and confidence Relationships Career Work/life balance Health Parenting Stress Bad habits (smoking, excessive drinking) Exercise and nutrition Debt and finances Weight loss Anxiety, depression and panic attacks It is however importantRead MoreLife Coaching And What It Can Do Essay1325 Words   |  6 PagesI just wanted to spread the word about Life Coaching and what it can do to help just about anyone. No, not every coach is suited for every client but the right coach/client combination is such powerful tool. I hear different variations of the following questions and statements a lot: What can a coach do for me?, I can t afford to pay a coach!, What does SHE know that I don t know?, I don t need a stinking Coach! OK, well I tossed the word stinking in there (smile) but I do knowRead MoreLife Coaching : A Cognitive Behavioral Approach Essay1163 Words   |  5 PagesFor this book can help a life coach guide individuals in their anxiety filled life and defeat their issues. The authors covered numerous bases accommodating in incorporation of the distinctive tricky territories in life. This book is divided into eleven chapters, filled with stories and information necessary to help life coaches. It covers the mind boggling subject nicely from different areas in life, from managing feedback, decisiveness, industriousness, grasping and developing change, versatilityRead MoreLife Coach Coaching Essay Examples809 Words   |  4 Pagesme what to focus on and how to enjoy this crazy, perplexin g period in my life . There is nothing as powerful as changed mind ,and I was genuinely ready to change it , The surprising thing that helped me to eliminate negative influence, and to suppress my fears was the motivational videos , which gave me more energy and courage each day to face the obstacles that I encounter , as well as changed the entire focus of my life . I believe that a great motivational speech can be all what a person needsRead MoreShort Ethics Reference Guide For Life Coaching906 Words   |  4 Pagesarea of life coaching, there are many boundaries and considerations a psychologist would have to consider. Life coaching can grow in areas of inter-based connections or one-on-one sessions in an office. The safety considerations would be has to be diligently placed in the policies of the life coach to abide by and possibly initialing the references of the policies in the informed consent. The American Psychology Association advises on some aspects of what could happen in a life coaching servicesRead MoreThe Impact Of Life Coaching On The Goal Attainment, Mental Health And Well Being Of The Peoples2784 Words   |  12 PagesIn recent years, life coaching has emerged as a new psychological concept to provide individuals overall successful personal and professional life. The life coaching is gaining mainstream recognition to help people to achieve their goals and to improve joy and happiness in life. The purpose of this research is to identify the impact of life coaching on the goal attainment, mental health and well being of the peoples. The results have proven that person who takes life coaching are more capable toRead MoreThe Impact Of Life Coaching On The Goal Attainment, Mental Health And Well Being Of The Peoples2787 Words   |  12 PagesAbstract In recent years, life coaching has emerged as a new psychological concept to provide individuals overall successful personal and professional life. The life coaching is gaining mainstream recognition to help people to achieve their goals and to improve joy and happiness in life. The purpose of this research is to identify the impact of life coaching on the goal attainment, mental health and well being of the peoples. The results have proven that person who takes life coaching are more capable toRead MoreLife Coaching913 Words   |  4 PagesLife Coach Kay Hazen College Composition I 04-03-2012 I was so happy to hear from you, and the fact that you are reaching out for help with your problems is amazing. It means that your relationship with your wife and kids is important to you and that you are ready to try to change. I know that you have suffered with addictions, and that you suffered as a child when your parents were both addicts also. To answer your question, yesRead MoreCoaching1508 Words   |  7 PagesRegent University LDRC 502 Leadership Coaching: Convergence Spiritual Life Coaching When we look at the role of coaching and how it speaks to a person’s spiritual life we first must understand the definition of coaching. Whitmore (2001) quoted Gallwey’s definition of coaching as â€Å"Coaching is unlocking a person’s potential to maximize their own performance. It is helping them to learn rather than teaching them† (p. 8). There are several definitions of coaching that attempts to pinpoint or identifyRead MoreLife Coaching from a First-Person Perspective862 Words   |  3 Pagesï » ¿Life coaching from a first-person perspective I am a life coach and my job is not to make you better than you are at the present moment. I am actually meant to assist you in getting better acquainted with a series of qualities that you have and that you sometimes fail to put into practice. The fact that you need me to provide you with information and support does not mean that you have a weakness, as it simply means that you need to be properly prepared before you embark on a self-gratification

Thursday, May 14, 2020

What Is The Theme Of The Necklace By Guy De Maupassant

The Necklace†, by Guy de Maupassant First published in French in 1884, is a fabulous short story about unhappiness and being true to yourself. The story is about a woman, named Mathilide Loisel, who was a â€Å"prima donna† of sorts. However she could not have certain things that cost too much because she did not have the money to buy the items she longed for. One night her husband brought home an invitation to a ball but she was not happy about this because she did not have a dress good enough to attend such an affair. Mr. Loisel had been saving money for a new gun for shooting however, when he saw the tears in his wife’s eye he offered the money he had saved so she could buy a dress. Well, of course, she also said she needed accessories. She†¦show more content†¦This is a great example of internal conflict because it involves feelings. Mathilide longed for things that she could not have. The story continues â€Å"she suffered when she wanted luxurious things it caused her pain† (page 1 Paragraph 3). Another example of conflict is Mathilide did not have a dress to wear to the ball (pg.2 line 7) so she had, (I use that term loosely) to spend money on a new dress. This is external and internal conflict because she really did not need to buy a new dress; it was not a matter of survival, it was purely for her to feel better. When they spent the money for the dress it was really step one too many more downfalls to come first because Mr. Loisel and Madame Loisel are financially challenged and second because as we find out later in the short story the borrowed necklace was not a real diamond necklace and the couple took loans and basically robbed Peter to pay Paul for ten years. The internal and external conflicts of the short story supported the theme by making problems from her unhappiness or even discontentment. Situational Irony made the story have a plot twist which affected the theme. In The Necklace, Mathilide said, â€Å"I -I-I have not Madame Forester’s diamond necklace† (pg.4 line 8). This is an example of situational irony because it means she lost the necklace that she borrowed from her friend. The situation this put them in was ironic because, Her being discontent caused her to borrow the necklace which she lost. AnotherShow MoreRelatedThe Theme of Pride in Guy Maupassants The Necklace Essay1147 Words   |  5 Pagescharacter in Guy de Maupassant’s short story, â€Å"The Necklace†. Set in Paris in the late 1800s, Maupassant’s story shows the costs of pride. The main character, Madame Loisel, borrows a diamond necklace from her rich friend, Madame Forestier, to wear at a ball hosted by the Minister of Public Instruction at the Palace of the Ministry. To her dismay, Madame Loisel loses the necklace, and she and her husband spend the next ten years paying back the loans they had to take out to replace the necklace, only toRead MoreThe Necklace by Guy de Maupassant1 034 Words   |  5 Pagesregret which Guy de Maupassant depicts throughout â€Å"The Necklace.† Guy de Maupassant, a French writer, born in 1850, was considered one of France’s greatest short-story writers. His writings were mostly influenced by the divorce of his parents when he was thirteen years old and by great writers such as Shakespeare, Schopenhauer, and Flauber. His parent’s divorce caused his stories to depict unhappiness of matrimony, deceit, miscommunication, and a profound misunderstanding (Maupassant, Guy de, 1850-1893)Read MoreTheme of Reality vs. Appearances in â€Å"the Necklace†1617 Words   |  7 PagesTheme of Reality vs. Appearances in â€Å"The Necklace† Henri Rene Albert Guy de Maupassant was born on August 5, 1850 in the chateau de Miromesnil near Dieppe, Normandy. He lived in Fecamp, France until age twelve (when his parents separated) then moved with his mother to a villa in Etretat, France. Home-schooled, except for a brief stay at a boarding school when he was thirteen, Maupassant ran free for most of his school years. Maupassant attended university in Paris, where he began to study lawRead MoreLiteray Analysis of The Necklace1155 Words   |  5 Pageshumans nature of greed. Guy De Maupassant, the author of The Necklace, perfectly shows how greed can lead to bad outcomes in the short story. Guy De Maupassant, one of the fathers of the short story, was born on August 5th 1850. A quote representing the legacy of Maupassant French writer of short stories an novels of the naturalists school who is by general agreement the greatest french short story writers(Bennet). In his short story, The Necklace, Maupassant focuses mo stly on greed.Read MoreRoles of Female Characters in The Necklace and Life in the Country867 Words   |  4 Pagessociety in ‘The Necklace’ and ‘Life in the Country’ There are three things that make up the society; the time, place and people. In each society each of these points differs from other societies. The stories ‘The Necklace’ and ‘Life in the Country’ by Guy de Maupassant were set in a time in which poverty was very common in most places even though each society had a different view as to what poverty is. This essay is examining the roles of the female characters in ‘The Necklace’ and ‘Life in theRead MoreThe Necklace by Guy De Maupassant1367 Words   |  6 Pagesâ€Å"Being Honest is Always Best† Telling the truth will always prevent future conflicts. Author Guy De Maupassant who lived from 1850 to 1893 proves in the story of â€Å"The Necklace,† that no matter how bad a situation is, speaking with the truth is always best. Now, this author does not prove this theme directly. Instead, throughout various situations in the story the main characters are faced with a long-term conflict because decisions were not made with honesty. Mathilde and Loisel who is her husbandRead MoreA Wasteful Fashion in The Necklace by Guy de Maupassant1149 Words   |  5 Pageslife used to pay back a debt that was worth ten thousand dollars. Was it worth it? Guy de Maupassant was a popular French writer who is known as one of the fathers of modern short stories. Many of Maupassant’s stories are set during the Franco-Prussian War of the 1870’s. Maupassant ended up writing about three hundred short stories, six novels, three travel books, and one volume of verse. In his short st ory, ‘The Necklace’, the main character, Mathilde Loisel, feels as if she should have been born richRead MoreGuy de Maupassant Writes in Third Person919 Words   |  4 Pageseveryone in the storys point of view. This way, the author can tell you what all of the characters are thinking. A writers choice of a type of narrator is crucial for the way a story is perceived by the reader. Guy de Maupassant uses a third-person limited perspective and the narrator reveals the thoughts and feelings of one character. Explicit narration directly reveals the main character’s internal and external conflict. Guy de Maupassants limited third person narrator creates a vivid characterRead MoreAnalysis Of The Necklace1358 Words   |  6 Pages â€Å"The Necklace† Analysis Plot Analysis - The plot analysis of (Exposition) â€Å"The Necklace† by Guy de Maupassant, take place in the late 1800s when Mathilde Loisel and her husband decides to go to a ball. The importance of the place is so you can fully appreciate how royal Mathilde is supposed to be at the ball, and let me tell you, she pulls it off. She was the most beautiful woman there, but surprisingly it wasn t the necklace that made her shine that night. She alreadyRead MoreThe Necklace By Guy De Maupassant934 Words   |  4 Pagesduring this time period was Guy de Maupassant, who wrote one of the most influential short stories of this century. â€Å"The Necklace†, written by Guy de Maupassant, illustrates elements of fiction such as the symbolism of the necklace because of Mme. Loisel’s desire to be rich, irony due to the twist ending, and a powerful theme. Firstly, the necklace Mme. Loisel borrows and her perspective symbolizes the desire she has towards being wealthy and important in society. Maupassant describes effectively the

Wednesday, May 6, 2020

The Criminal Justice System Has An Important Function

Each actor in the criminal justice system has an important function. However, their perceptions and actions toward victims can often shape how the victims feel about themselves and about the level of help they will receive. The first level interaction the victim will often have with the criminal justice system is with the police. Often how a police officer views certain crimes ultimately influences how they are going to treat the victim. In the case of sexual assault, a very traumatic crime, the police officer can be found blaming the victim. Researchers Sleath and Bull attributed this to â€Å"rape myth acceptance [as] [significant] [predictor] [of] victim blaming† (Sleath and Bull, 2012, pg.658). This can have an effect not only on the victims level of confidence in receiving help but also in the level of attention the officer will give the investigation. These results are an example of how the roles of the actors in the criminal justice system affect how they treat the vict im. Police officers being the first line of contact shapes the viewpoint of all the actors from that point on. For example, a detective in the instance of rape they view what the responding officer reported. If the responding officer viewed the incident negatively detectives have a harder time building the victim s credibility. Prosecutors, defense attorneys, judges are the last members of the criminal justice system victims will face. In the legal system, they are viewed as numbers in a system. VictimsShow MoreRelatedCriminal Justice System1524 Words   |  7 Pagesfor the Criminal Justice System is to reduce the crime and the fire of crime. In order to achieve this it is using different agencies and the major of them are the Police, Prosecution, Courts, Prisons and Probation. They all are operating in synchrony for achieving their legal responsibilities and particularly for reducing the level of crime. The aim of this essay specifically is to discuss the functions of the police a nd how they actually fit with the objectives of the Criminal Justice System as aRead MoreThe Criminal Justice System1308 Words   |  5 Pagesï » ¿Criminal Justice System The criminal justice system refers to the way in which a society chooses to handle all aspects of crime and punishment. In the Western world, particularly the United States, the criminal justice system is an official governmental system that focuses on crime and punishment, though some societies still incorporate a significant amount of informal social controls into their criminal justice systems. The criminal justice system covers everything from crime-prevention andRead MoreThe Doctrinal Design Has Been Used To Study The Jurisprudential1425 Words   |  6 PagesThe doctrinal design has been used to study the jurisprudential development in the areas of child witnesses, the reliability and admissibility problems of child witnesses. This has been done primarily with the help of case laws and leading judgments of various courts. 1.5 Research questions: a) Does the child have adequate cognitive skills for comprehending and accurately reporting the witnessed event? b) Can the child successfully discriminate actual events from the internal thoughts, images andRead MoreCrime Control Model And The Due Process Model1327 Words   |  6 Pagesthe criminal process. The two model of the criminal process are the crime control model and the due process model. Both of these models are bring used in the criminal justice system. The two models give understanding to the values of the criminal law with that in mind these two modes are not absolute. Herbert Packer articulates the values of the criminal justice process between due process which is emphasis on the right of an individual and crime control model sees the regulation of criminal conductRead MoreCase Study Term 2 Unit 4 Assignment750 Words   |  3 PagesCASE STUDY 2 Criminal Justice professionals have certain responsibilities and duties in order to fulfill the needs of society. Criminal justice professionals are the backbone to any society and they are given certain authority and power by the government to protect its citizens. This sets them apart from the general population. They are expected to fulfill the vast amount of duties expected of them in a professional manner. Criminal justice professionals are expected to haveRead MoreOrganizational Effectivness1211 Words   |  5 Pagesemployees and even time and data management. Within the criminal justice organization it is much more important than just making sure the criminal justice agency is merely operating properly. Achieving and maintaining efficient productivity, performance values, and efficiency are crucial in order for any organization to be successful (Mihalicz, 2012). Applying the theories of organizational effectiveness to the management aspect of criminal justice organizations and personnel will help supervisors andRead MorePolicing Functions Paper1087 Words   |  5 PagesIndividual Policing Functions Paper The police departments have come a long way from the way they were many years ago. The police have changed for the better but there is still room for improvement. In policing today there are a lot more officers, detectives, and other law enforcement officials accounted for then there was in the past years. When we have all of these people in the criminal system, it has made the government to be able to provide better protection for the people in the communitiesRead More2.3 Conclusion:. The Aim Of Criminal Law Is To Protect1463 Words   |  6 Pages2.3 Conclusion: The aim of criminal law is to protect the rights of the individuals and to safeguard the weak against the strong, law abiding against lawless and peaceful against violent. The state has prescribed certain rules of conduct, sanctions for their violations and machinery to enforce sanctions and procedure to protect that machinery. If men were angels no government would be necessary. Read MorePolice Are Responsible For The Public850 Words   |  4 Pages Function s of police, courts, and corrections involve all to most likely the same topic about laws. Police are who are responsible for the public, trying to prevent crime In towns or any state. Courts exist to do justice, able to resolve any disputes, making it fair to every person, by having evidence and what the laws say. Corrections care for the people, give custody and control. Having goals to protect populations, punishment is given to those found guilty, rehabilitation as well. The policeRead MoreWhy Do We as a Society Need a Criminal Justice System?1179 Words   |  5 PagesWHY DO WE AS A SOCIETY NEED A CRIMINAL JUSTICE SYSTEM? Introduction The criminal justice system is comprised of a basic formation, the law enforcement agencies, the courts, and the correctional services. This system has existed since ancient times and although the three facilities haven’t completely been replaced over the centuries, there has been a lot of change and amendment to how the system is used to investigate, deter, and keep order and control in today’s society. It is a fundamental part

Tuesday, May 5, 2020

Business Risk HIH Insurance Limited

Question: Discuss about the Business Risk for HIH Insurance Limited. Answer: Introduction: The overall study mainly helps in evaluating the case study of HIH Insurance limited and the fraud conducted by the directors of the company. In addition, the study effectively depicts different types of risk that was associated with the business assessment of HIH insurance limited. Moreover, the novice effectively provides details about the inherent risk that contributed in the collapse of HIH Insurance Limited. In addition, the study provides details about the legal liabilities, which might be enforced on to the directors of HIH Insurance for purposely using unethical means in their organisations to support their activities. Lastly, the novice depicts the ethical considerations, which could be conducted by HIH Insurance before increasing its risk exposure. Inherent and Business Risk Assessments Assessing the business risk of HIH insurance Limited: The main business risk that surrounded the overall operations of HIH Insurance is the insolvency and business structure risk. Sadgrove (2016) stated that insurance companies use low risk profile, where the return is high and risk of loss is relativity low. The assessment of HIH Insurance business risk is as follows. Insolvency risk: Moreover, the overall insolvency risk of HIH insurance company mainly relied on the auditing risk conducted by the auditor of the company. In addition, the balance sheet of the company mainly comprises of data, which reduces the overall debt of the company. In addition, the balance sheet manipulation reduced debt ratio and portrayed wrong valuation of the company. Michelacci and Schivardi (2013) stated the indentified loopholes in accounting are used by companies to inflate their balance sheet and attract potential investors. Organisational structure risk: HIH Insurance mainly changed its risk by entering into the high-risk insurance arenas like marine aviation, natural disasters, and film financing insurance. In addition, the risky endeavours of HIH Insurance mainly increased their losses. In addition, the current organisational structure of the insurance sectors mainly excluded these arenas, which was targeted by HIH Insurance. Grant et al. (2014) argued that without attain risk high return from investment could not be achieved. In addition, the higher risk structure adopted by HIH Insurance mainly increased their overall loses to $100 million from film insurance. In addition, HIH insurance did not upheld the rules and regulation laid down by Australian Prudential Regulatory Authority (APRA) in commencing their business activities. Depicting different inherent risk factors that affect HIH at financial report level and evaluating the increase or decrease in inherent risk: The overall inherent risk factors mainly comprises of the misstatement in financial report of the company. In addition, the inherent risk mainly reduces the authenticity of the financial report, which might be used by investors to evaluate the solvency status of the company. Faria et al. (2013) argued that companies with the help of auditors are able to misstate or omit their liabilities in financial report, which in turn could portray solvency of the company. Moreover, the inherent risk of HIH insurance would be according to the relative insurance companies. However, the auditors did not address the involvement of the company in marine aviation, natural disasters, and film financing insurance, which might increase the overall inherent risk. In addition, the control risk and risk detection of the company lost their friction used to the involvement of the company in higher risk insurance arenas. Moreover, the control risk mainly helps in depicting the inaccuracy conducted by the company in their financial statements. However, the accommodation of risky activities mainly decreased the efficiency of the inherent risk adopted by the auditors. Moreover, the risk detection method used by the auditors mainly decreased due to the implementation of reinsuring policies used by HIH for ordinary policies and providing higher risk insurance schemes. Mellichamp (2013) stated that auditors to increase their personal income use unethical measures and help companies to inflate their overall balance sheet. Legal Liability Evaluating the facts and findings of relevant court cases that might help Andersen to determine the likelihood of partnership for clients and creditors: The case of HIH insurance scandal might be depicted an adequate relevant court case, which might be referred by Anderson in analysing the likelihood of partnership of Clients and creditors. Moreover, the court mainly banned the directors for 10 years on the ground off fraud and instructed to pay a compensation of $7 million. Arlen and Carney (2012) argued that without the insolvency declaration it is hard for investors to detect the fraud conducted by companies in their annual report. Clients perspective: The clients of HIH Insurance mainly Mr. Brad Cooper was involved in unethical activities to bribe the agent of HIH for insuring higher risk assets. In addition, the HIH investigation member mainly received $124,000 indirectly or directly to allow the payment of $737,000. Moreover, these criminal activities conducted by the company were held in court, which helped in proving their guilt. Brochet and Srinivasan (2014) argued that unlawful sum of gifts are received by companies heads to allow unjustified insurance claims of their clients. Creditors perspective: Mr. Stephen Burroughs an office of the FAI General Insurance Company limited a creditor of HIH Insurance mainly was committed on trial charges falling to act honestly in portraying the unethical measures conducted by HIH insurance company. Mr. Daniel Wilkie, Mr Timothy Maxwell Mainprize, and Mr. Terry Cassidy was committed to trial charges as they were not doing their work honestly and stating the irregularities conducted by the company in their financial statement (Firth et al. 2016). Depicting the condition that might exists for a negligence action to be upheld: The overall negligence actions of HIH are mainly depicted as follows. Reduction in information independence: The limited knowledge depicted by HIH to its auditors and other regulatory authority could be helped as the negligence action against the company. Moreover, the auditors due to limited information were not able to comprehend the changing inherent risk of the company, which in turn increased its overall insolvency risk. Su (2015) stated that auditir5s in fear for the termination of their audit license mainly uses ethical principles in auditing companies financial statement. In addition, auditors and directors that knew about the misstatement conducted in the annual report could be upheld for negligence action in a court of law. Damaged governance practise of HIH: Moreover, the damaged corporate governance and followed in HIH insurance was the main reason behind the overall decline of the company. In addition, changes in risk exposure and commencement of high-risk insurance to clients were not depicted to the relative authority. Moreover, employees and internal auditors did not report to relevant authorities regarding the mismanagement and high-risk endeavours taken up by the company (Backof 2015). Ethics Depicting the reason that led to the appointment of prior members as external audit team for HIH: Due to the changing business perspective of HIH Insurance, it needed external auditors, which were the member of the company. In addition, inclusion of external auditors with prior member of the company might help in keeping its secret. Brown et al. (2013) argued that external auditors to increase their wealth accumulation mainly use unethical measures to hide the actual truth about the financial position of the company. In this context, Thomas (2012) mentioned that adequate permission needed by external auditors mainly helps in authenticating the overall auditors report and reduce manipulations conducted by the company. Moreover, the reasons for appointing prior members as auditors are as follows. The implementation of prior members as external auditors might help HIH insurance to reduce through checks of their financial report. Moreover, the external auditors might be able to understand the operations and requirements of different strategy due to their experience in the company. In addition, involvement and approval of previous directors mainly help investors to maintain trust for the company. Non-inclusion of different external auditors might help HIH to continue its unethical activities, which might help in retaining more profits for its members. Evaluating the advantages that might be provided by the firm depicting both auditing and consulting services: The auditing report and consulting services both provided by the auditing firm mainly helps in improving the overall operations of the company. In addition, the combined services might help the company to identify loopholes, and improve their overall operational capability. In this context, Hay et al. (2014) argued that combined auditing and consulting services might help companies to identify loopholes, which might help in portraying inflated balance sheet. Moreover, the advantages of using one firm for auditing and consulting are as follows. It could help the company identify errors in their audit process, which might help in reducing authenticity of their financial report. It could help in suggesting measures, which could be implemented by the company to reduce their overall expenditure. It could help in confining the internal secrets of the company and protect it from it competitors. The consultation and auditing firm are mainly helps in identifying errors and misstatements in the financials report, which could in turn hamper authenticity of the financial report. Helin and Babri (2015) stated that consultation firm mainly helps companies to reduce their tax by providing suggestions, which in turn increases their retained profits. Providing reasons for any ethical standard violation conducted by the company: After the effective evaluation of the HIH insurance company case it could be found that there were many ethical violations conducted by directors, external auditors and other members of the company. In addition, Arthur Anderson is mainly identified as the mainly culprit for taking advantage of the circumstance used by HIH Insurance. Moreover, around $1.7 million and $1.6 million was paid for auditing and consulting fees. Zadek et al. (2013) argued that ethical violation only takes place when the internal control of the company weakens, which leads to higher liquidity accumulation. The external auditors did not follows the auditing rules laid down by AASB and decreased. Moreover, the auditors did not complete their duties according to their rules laid down by AASB and helped HIH Insurance in inflating their financial report. The circumstance used by HIH Insurance to conduct external audit and change regulations laid down by prudential margin mainly states the ethical violation candied by its directors and auditors. Theses ethical violations were only conducted to increase their overall personal wealth (Pitt 2014). Depicting the recommendations that are provided by Ramsay report and CLERP 9, which might help in evaluating the impacts on auditing practise: Ramsay report and CLERP 9 mainly helped in identifying policies, which could be used in ethical financial reporting and governance. Moreover, the recommendation of th CLERP 9 and Ramsay report are as follows. To increase the overall wait time of the retied top management personal to join the external audit team from 2 to 4 years. To implement the auditing companies senior personnel involvement audit report of the company. To increase the rotation of members of external auditors to five years With the help of theses indentified policies the overall unethical measure could be reduced, which in turn might help in improving the overall authenticity of the financial report. Baker et al. (2014) stated that implementation of strict rules and regulation might help in igniting fear among unethical practitioners and increase authenticity of the financial report. On the other hand, William et al. (2016) criticises that due to greed, auditors mainly identifies different loopholes in new rules, which in turn reduces authenticity of the financial report. Conclusion: The overall assignment mainly helps in depicting the unethical measures conducted by HIH Insurance Company to inflate their financial statement. Moreover, the study also helps in identifying the insolvency and organisational structure risk identified as the main business risk for HIH Insurance Company. 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